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Page 6 Section 2 Free Press Thursday, January 22, 2015 objections if they bring a lawsuit ond Addition, as per plat re- requirements were completed as NOTICE OF TRUSTEE'S SALEto restrain the sale pursuant to corded in Volume 4 of Plats, of 7/25/2014. VII. The Trustee Pursuant to the Revised Code of RCW 61.24.130. Failure to bring Page 68, described as follows: whose name and address are set Washington 61.24, et seq. TS such a lawsuit may result in a Beginning at a point on the forth below will provide in writing No.: WA-1 1-457759-SH APN waiver of any proper grounds for Northeasterly line of Lot 4 in said to anyone requesting it, a state- No.: 36073 2107 Title Order No.: invalidating the Trustee's sale. Block 1, which point is South ment of all costs and fees due at 5670863Grantor(s):SANYAALA NOTICE TO OCCUPANTS OR 3402'11" East a distance of any time prior to the sale. VIII. Grantee(s): MORTGAGE ELEC- TENANTS-Thepurchaseratthe 32.14"feet from the most North- The effect of the sale will be to TRONIC REGISTRATION SYS-Trustee's Sale is entitled to pos- erly corner of said Lot 4; Thence deprive the Grantor and all those TEMS, INC., ("MERS"), ASsession of the property on the North3426'53" East a distance whoholdby, throughorunderthe NOMINEE FOR FIRST HORI- 20th day following the sale, as of 0.43 feet; Thence South Grantor of all their interest in the ZON HOME LOAN CORPORA- against the Grantor under the 7940'36" East a distance of above-described property. IX. TION Deed of Trust Instrument/ deed of trust (the owner) and 41.56 feet; Thence SouthAnyone having any objections to Reference No.: 5260304 I. NO- anyone having an interest junior 5o56'4"8" West a distance of this sale on any grounds what- TICE IS HEREBY GIVEN that to the deed of trust, including 17.62 feet to a point on the North- soever will be afforded an op- Quality Loan Service Corp. of occupants who are not tenants, erly line of Lot 3, in said Block 1, portunity to be heard as to those Washington, the undersigned After the 20th day following the which point is North 89o14'30" objections if they bring a lawsuit Trustee, will on 1/30/2015, at sale the purchaser has the right West a distance of 41.21 feet to restrain the sale pursuant to 10:00 AM At the South entrance to evict occupants who are not from the Northeast comer of said RCW 61.24.130. Failure to bring of the Spokane County Court- tenants by summary proceed- Lot 3; Thence North 89o14'30" such a lawsuit may result in a house, 1116 W. Broadway Ave., ings under Chapter 59.12 RCW. West along said Northerly line of waiver of any proper grounds for Spokane, WA99201 sell at pub- For tenant-occupied property, Lot 3 a distance of 22.89 feet to invalidating the Trustee,s sale. lic auction to the highest and best the purchaser shall provide a the Northwest corner of said Lot NOTICE TO OCCUPANTS OR bidder, payable in the form of tenant with written notice in ac- 3; Thence North 3402'11" West TENANTS-The purchaseratthe credit bid or cash bid in the form cordance with RCW 61.24.060. along the Northeasterly line of Trustee's Sale is entitled to pos- of cashier's check or certified THIS NOTICE IS THE FINALsaid Lot 4 a distance of 29.34 session of the property on the checks from federally or State STEP BEFORE THE FORE- feet to the Point of Beginning; 20th day following the sale, as chartered banks, at the time of CLOSURE SALE OF YOUR ALSO that portion of Lot 3, BIock against the Grantor under the sale the following described real HOME. You have only 20 DAYS 1, Town and Country Second deed of trust (the owner) and property, situated in the County from the recording date of this Addition, as per plat recorded in anyone having an interest junior of SPOKANE, State of Washing- notice to pursue mediation. DO Volume 4 of Plats; Page 68, re- to the deed of trust, including ton, to-wit: LOT 7, BLOCK 4 OF NOT DELAY. CONTACT A cords of Spokane County, lying occupants who are not tenants. FAIRWOOD PARK 1,ACCORD- HOUSING COUNSELOR OR Westerly of the following de- After the 20th day following'the ING TO THE PLAT THEREOF AN ATTORNEY LICENSED IN scribed line: Beginning ata point sale the purchaser has the right RECORDED IN VOLUME 8 OF WASHINGTON NOW to assessin the North line of said Lot 3, to evict occupants Who are not PLATS, PAGES(S) 81, RE- your situation and refer you to which is22.89 feet distant East- tenants by summary proceed- CORDS OF SPOKANE COUN- mediation if you are eligible and erly of the Northwest corner of ings under Chapter 59.12 RCW. TY, WASHINGTON. SITUATE IN it may help you save your home. said Lot 3; Thence Southwest- For tenant-occupied property, THE COUNTY OF SPOKANE, See below for safe sources of erly to a point in the Southerly the purchasershall provide a STATEOFWASHINGTON. More help. SEEKING ASSISTANCEline of said Lot 3 which is 37 feet tenant with written notice in ac- commonly known as: 1218 W Housing counselors and legal distant Southeasterly of the cordance with RCW 61.24.060. BELLWOODDRIVE, SPOKANE, assistance may be available at Southwesterly corner of said Lot THIS NOTICE IS THE FINAL WA 99218 which is subject to little or no cost to you. if you 3; ALSO that portion of Lot 4 of STEP BEFORE THE FORE- that certain Deed of Trust dated would like assistance in deter- said Block 1, lying Southeasterly CLOSURE SALE OF YOUR 8/9/2005, recorded 8/16/2005, mining your rights and opportuni- of the following described line: HOME. You have only 20 DAYS under 5260304 records of SPO- tiesto keep your house, you may Beginning at a point in the North- from the recording date of this KANE County, Washington, from contact the following: The state- easterly line of said Lot 4, which notice to pursue mediation. DO SANYA ALA, AN UNMARRIED wide foreclosure hotline for as- is 32.14 feet distant Southeast- NOT DELAY. CONTACT A MAN, as Grantor(s), to STEW- sistance and referral to housing erly of the most Northerly corner HOUSING COUNSELOR OR ART TITLE OF SPOKANE, ascounselors recommended by the of said Lot 4; Thence Southwest- AN ATTORNEY LICENSED IN Trustee, to secure an obligation Housing Finance Commission: erly to a point in the Southwest- WASHINGTON NOW to assess in favor of MORTGAGE ELEC- Toll-free: 1-877-894-HOME (1- erly line of said Lot 4 which is 57 your situation and refer you to TRONIC REGISTRATION SYS-877-894-4663) or Web site: feet distant Southeasterly of the mediation if you are eligible and TEMS, INC., ("MERS"), AShttp://www.dfi.wa.gov/consum- Southwesterly corner of said Lot; it may hetp you save your home. NOMINEE FOR FIRST HORI- ers/homeownership/p0st pur- Situate in the County of Spo- See below for safe sources of ZON HOME LOAN CORPORA- chase_counselors_foreclosure, kane, State of Washington. More help. SEEKING ASSISTANCE TION, as Beneficiary, the ben- htm. The United States Depart- commonly known as: 718 WHousing counselors and legal eficial interest in which was as- merit of Housing and Urban CAROLINA WAY, SPOKANE, assistance may be available at signed by MORTGAGE ELEC-Development: Toll-free: 1-800- WA 99208 which is subject to little or no cost to you. If you TRONIC REGISTRATION SYS-569-4287 or National Web Site: that certain Deed of Trust dated would like assistance in deter- TEMS, INC., ("MERS"), AShttp://portal.hud.gov/hudportal/ 1 0/24/2005, recorded mining you~: rights and opportuni- NOMINEE FOR FIRST HORI- HUD or for Local counseling 10/31/2005, under 5297897 re- ties to keep your house, youmay ZON HOME LOAN CORPORA- agencies in Washington: http:// cords of SPOKANE County,contact the following: The state- TION (or by its successors-in- www.hud.gov/offices/hsg/sfh/ Washington, from ROBERT EL wide foreclosure hotline for as- interest and/or assigns, if any), hcc/fc/index.cfm?webListAction MIZE AND ANDREA J MIZE, sistance and referral to housing to JPMorgan Chase Bank, Na- =searchandsearchstate=WAand HUSBAND AND WIFE, as counselors recommended by the tional Association. I1. No action filterSvc=dfc The statewide civil Grantor(s), to LS TITLE OF Housing Finance Commission: commenced by the Beneficiary legal aid hotline for assistance WASHINGTON, as Trustee, to Toll-free: 1-877-894-HOME (1- of the Deed of Trust is nowpend- and referrals to other housing secure an obligation in favor of 877-894-4663) or Web site: ing to seek satisfaction of the counselors and attorneys: Tele- MORTGAGE ELECTRONIC http://www.dfi.wa.gov/consum- obligation in any Court by reason phone: 1-800-606-4819 or Web REGISTRATION SYSTEMS, ers/homeownership/post_pur- of the Borrower's or Grantor's site: http://nwjustice.org/what- INC. AS NOMINEE FOR COUN- chase counselors_foreclosure. default on the obligation secured clear. If the sale is set aside for TRYWlDE HOME LOANSi INC., htm. The United States Depart- by the Deed of Trus~Mortgage. any~r;eason,..includlhg~ifilthe as Beneficiary, the beneficlalin~, ment~bf HOLiSing and Urban Ill.The default(s) for which this Trusteeisunablatooonvey.title,: terest in which was assigned by : DevelOpment: T0ff.free: 1-800- foreclosure is made is/are as the Purchaser at the sale shall MORTGAGE ELECTRONIC 569-4287 or National Web Site: follows: Failure to pay when due be entitled onlyto a return of the REGISTRATION SYSTEMS, http://portal.hud.gov/hudportal/ the following amounts which are monies paid to the Trustee. This INC.AS NOMINEE FORCOUN- HUD or for Local counseling now in arrears: $67,856.20 IV. shallbethe Purchaser's sole and TRYWlDE HOME LOANS, INC.agencies in Washington: http:// The sumowing on the obligation exclusive remedy. The pur- (or by its successors-in-interest www.hud.gov/offices/hsg/sfh/ secured by the Deed of Trust is: chaser shall have no further re- and/or assigns, if any), to Nation- hcc/fc/index.cfm?webListAction The principalsum of $175,043.35, course against the Trustor, the star Mortgage LLC. II. No action =searchandsearchstate=WAand together with interest as provided Trustee, the Beneficiary, the commenced by the Beneficiary filterSvc=dfc The statewide civil in the Note from the 4/1/2011, Beneficiary's Agent, or the Ben- of the Deed of Trust is nowpend- legal aid hotline for assistance andsuch ot.her costs and fees as eficiary's Attorney. If you have ing to seek satisfaction of the and referrals to other housing are provided by statute. V. The previously been discharged obligation in any Court by reason counselors and attorneys: Tele- above-described real property through bankruptcy, you may of the Borrower's or Grantor's phone: 1-800-606-4819 or Web will be sold to satisfy the expense have been released of personal default on the obligation secured site: http://nwjustice.org/what- of sale and the obligation se- liability for thisloan in which case by the Deed of Trust/Mortgage. clear. If the sale is set aside for cured by the Deed of Trust as this letter is intendedto exercise II1. The default(s) for which this any reason, including if the provided by statute. Said sale will the note holders right's against foreclosure is made is/are as Trustee is unable to convey title, be made without warranty, ex- the real property only. QUALITY follows: Failure to pay when due the Purchaser at the sale shall pressed or implied, regarding MAY BE CONSIDERED ADEBT the following amounts which are be entitled only to a return of the title, possession or encumbranc- COLLECTOR ATTEMPTING TO now in arrears: $12,502.79 IV. monies paid to the Trustee. This es on 1/30/2015. The defaults COLLECT A DEBT AND ANY The sum owing on the obligation shall be the Purchaser's sole and referred to in Paragraph ill must INFORMATION OBTAINED secured bythe Deed of Trust is: exclusive remedy. The pur- be cured by 1/19/2015 (11 days WILL BE USED FOR THAT The principal sum of $87,729.87, chaser shall have no further re- before the sale date) to cause a PURPOSE As required by law, together with interest as provided course against the Trustor, the discontinuance of the sale. The you are hereby notified that a in the Note from the 11/1/2013, Trustee, the Beneficiary, the sale will be discontinued and negative credit report reflecting and such other oosts and fees as Beneficiary's Agent, orthe Ben- terminated if at any time before on your credit record may be are provided by statute. V. The eficiary's Attorney. If you have 1/19/2015 (11 days before the submitted to a credit report above-described real property previously been discharged sale) the default as set forth in agency if you fail to fulfill the willbesoldtosatisfytheexpense through bankruptcy, you may Paragraph Iit is cured and the terms of your credit obligations, of sale and the obligation se- have been released of personal Trustee's fees and costs are Dated: 09/26/2014 Quality Loan cured by the Deed of Trust as liability for this loan in which case paid. Payment must be in cash Service Corp. of Washington, as provided by statute. Said sale will this letter is intended to exercise or with cashiers or certified Trustee By: Tricia Moreno, As- be made without warranty, ex- the note holders right's against checks from a State or federally sistant Secretary Trustee's Mail- pressed or implied, regarding the real property only. THIS OF- chartered bank. The sale may be ing Address: Quality Loan Ser- title, possession or encumbranc- FICE IS ATTEMPTING TO COL- terminated any time after the vice Corp. of Washington C/O es on 1/30/2015. The defaults LECTADEBTANDANYINFOR- 1/19/2015 (11 days before the Quality Loan Service Corp. 411 referred toin Paragraph III must MATION OBTAINED WILL BE sale date) and before the sale,. IvyStreet, San Diego, CA92101 be cured by 1/19/2015 (11 days USED FOR THAT PURPOSE. bytheBorrowerorGrantororthe (866) 645-7711 Trustee's Physi- before the sale date) to cause a As required by law, you are holder of any recorded junior lien cal Address: Quality Loan Ser- discontinuance of the sale. The hereby notified that a negative or encumbrance by paying the vice Corp. of Washington 1081st sale will be discontinued and credit report reflecting on your principal and interest, plus costs, Ave South, Suite 202 Seattle, terminated if at any time before credit record may be submitted fees and advances, if any, made WA 98104 (866) 925-0241 1/19/2015 (11 days before the to a credit report agency if you pursuant to the terms of the ob- Sale Line: 714-730-2727 Or sale) the default as set forth in fail to fulfill the terms of your ligation and/or Deed of Trust, and Login to: http://wa.qualityloan. Paragraph III is cured and the credit obligations. Dated: SEP. curing all other defaults. VI. A com TS No.: WA-11-457759-SH Trustee's fees and costs are 26, 2014 Quality Loan Service written Notice of Default was A-FN4485787 01/01/2015, paid. Payment must be in cash Corp. of Washington, asTrustee transmitted by the Beneficiary or 01/22/2015 or with cashiers or certified By: Tricia Moreno, Assistant Trustee to the Borrower and checks from a State or federally Secretary Trustee's Mailing Ad- Grantor at the following address(es): NAME SANYA NOTICE OF TRUSTEE'S SALEchartered bank. The sale may be dress: Quality Loan Service Pursuant tothe Revised Code of terminated any time after the Corp. of Washington C/O Qual- ALA, AN UNMARRIED MAN ADDRESS1218WBELLWOOD Washington 61.24, et seq. TS 1/19/2015 (11 days before the ity Loan Service Corp. 2141 Fifth DRIVE, SPOKANE, WA 99218No.: WA-14-613346-TC APNsale date) and before the sale, Avenue, San Diego, CA 92101 by both first class and certified No.: 36193.0205 Title Order No.: bytheBorrowerorGrantororthe (866) 645-7711 Trustee'sPhysi- mail, proof of which is in the pos- 02-14007059 Grantor(s): ROB- holder of any recorded juniorlien cal Address: Quality Loan Ser- session of the Trustee; and the ERT EL MIZE, ANDREA J MIZE or encumbrance by paying the vice Corp. of Washington 108 1st Borrower and Grantor were per- Grantee(s): MORTGAGE ELEC- principal and interest, pluscosts, Ave South, Suite 202 Seattle, sonally served, if applicable, with TRONIC REGISTRATION SYS-fees and advances, if any, made WA 98104 (866) 925-0241 Sale said written Notice of Default or TEMS, INC. AS NOMINEE FOR pursuant to the terms of the ob- Line: 714-730-2727 Or Login to: the written Notice of Default was COUNTRYWIDE HOME LOANS, ligation and/or Deed of Trust, and http://wa.qualityloan.com TS posted in a conspicuous place INC. Deed of Trust Instrument/ curing all other defaults. Vl. A No.: WA-14-613346-TC A- on the real property described in Reference No.: 5297897 I. NO- written Notice of Default was 4485643 01/01/201 5, Paragraph I above, and the TICE IS HEREBY GIVEN that transmitted by the Beneficiary or 01/22/2015 Trustee has possession of proof Quality Loan Service Corp. of Trustee to the Borrower and Grantor at the following of such service or posting. These Washington, the undersigned address(es): NAME ROBERTEL NOTICE OF TRUSTEE'S SALE requirements were completed as Trustee, will on 1/30/2015, at MIZE AND ANDREA J MIZE, Pursuant to R.C.W. Chapter of 9/21/2012. VII. The Trustee 10:00 AM At the South entrance whose name and address are set of the Spokane County Court- HUSBAND AND WIFE AD- 61.24,etseq.and62A.9A-604(a)(2) et seq. Trustee's Sale No: forth below will provide in writing house, 1116W. Broadway Ave., DRESS718WCAROLINAWAY, WA-AGF-14014719 Loan No. to anyone requesting it, a state- Spokane, WA99201 sell at pub- SPOKANE, WA 99208 by both 15847929-3129-SALT I NOTICE ment of all costs and fees due at lic auction to the highest and best first class and certified mail, proof IS HEREBY GIVEN that the un- any time prior to the sale. VIII. bidder, payable in the form of of which is in the possession of dersignedTrustee, PEAK FORE- The effect of the sale will be to credit bid or cash bid in the form the Trustee; and the Borrower CLOSURE SERVICES OF deprive the Grantor and all those of cashier's check or certified and Grantor were personally WASHINGTON, INC., will on who hold by, through or under the checks from federally or State served, if applicable, with said January 30, 2015, at the hour of Grantor of all their interest in the chartered banks, at the time of written Notice of Default or the 10:00 AM, at THE SOUTH EN- written Notice of Default was above-described property. IX. sale the following described real Anyone having any objections to property, situated in the County posted in a conspicuous place TRANCE OF THE SPOKANE on the real property described in COUNTY COURTHOUSE, 1116 W. BROADWAY AVE., SPO- this sale on any grounds what- of SPOKANE, State of Washing- soever will be afforded an op- ton, to-wit: That portion of Lot 1, Paragraph I above, and the KANE, WA, sellat public auction portunity to be heard as to those Block 1, Town and Country Sec- Trustee has possession of proof of such service or posting. These to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter re- ferred to collectively as the "Property"), situated in the Coun- ty of SPOKANE, State of Wash- ington, to-wit: LOT 4, BLOCK 2, SPOKANE LAKE PARK ADDI- TION, AS PER PLAT RECORD- ED IN VOLUME 9 OF PLATS, PAGE 97, RECORDS OF SPO, KANE COUNTY: SITUATE IN THE COUNTY OF SPOKANE, STATE OF WASHINGTON Tax Parcel No: 27311.0204, com- monly known as 9511 W OWNBY DR, NINE MILE FALLS, WA. The Property is subject to that certain Deed of Trust dated 8125/2005,. recorded 8/26/2005, under Audi- tor's/Recorder's No. 5265090, records of SPOKANE County, Washington, from SPENCER A. SAITO AND KAROL A. SAITO, HUSBAND AND WIFE, as Grantor, to AMERICAN GEN- ERAL HOME EQUITY, INC., as Trustee, in favor of AMERICAN GENERAL HOME EQUITY, INC., as Beneficiary, the benefi- cial interest in which is presently held by SPRINGLEAF FINAN- CIAL SERVICES OF WASHING- TON, INC., FORMERLY KNOWN AS AMERICAN GENERAL FI- NANCIAL SERVICES, INC., AS SUCCESSOR IN INTERESTTO AMERICAN GENERAL HOME EQUITY, INC.. II No action com- menced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAY- MENT WHICH BECAME DUE ON 1/18/2013, AND ALL SUB- SEQUENT MONTHLY PAY- MENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. IN AD- DITION, THE BENEFICIARY WILL REQUIRE AS A CONDI- TION TO REINSTATEMENT THAT YOU PROVIDE RELI- ABLE WRITTEN EVIDENCE THAT ALL PROPERTY TAXES AND HAZARD INSURANCE PREMIUMS ARE PAID CUR- RENT AS PROVIDED IN THE DEED OF TRUST. Other poten- tial defaults do not involve pay- ment to the Beneficiary. If appli- cable, each of these defaults must also be cured. Listed below are categories of common de- faults which do not involve pay- ment of money to the Benefi- ciary. Opposite of each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all pos- sible other defaults; any defaults identified by Beneficiary or Trust- ee that are not listed below must also be cured. OTHER DEFAULT ACTION NECESSARY TO CURE Nonpayment of Taxes/As- sessments Deliver to Trustee written proof that all taxes and assessments against the prop- erty are paid current Default under any senior lien Deliver to Trustee written proof that all se- nior liens are pain current and that no other defaults exist Fail- ure to insure property against hazard Deliver to Trustee written proof that the property is insure against hazard as required by the Deed of Trust Waste Cease and desist from committing waste, repair all damage to prep- erty and maintain property as required in Deed of Trust Unau- thorized sale of property (Due on sale) Revert title to permitted vestee Failure to pay when due the following amounts which are now in arrears: Delinquent Pay- ments from January 18, 2013 1 payments at $ 2,570.46 each $ 2,570.46 1 payments at $ 1,607.36 each $1,607.36 1 pay- ments at $ 2,125.95 each $ 2,125.95 1 payments at $ 1,768.10 each $1,768.10 1 pay- ments at $ 1,785.78 each $ 1,785.78 1 payments at $ 2,171.18 each $ 2,171.18 1 pay- ments at $ 2,172.95 each $ 2,172.95 1 payments at $ 2,172.79 each $ 2,172.79 1 pay- ments at $ 2,172.96 each $ 2,172.96 1 payments at $ 2,172.95 each $ 2,172.95 1 pay- ments at $ 2,172.97 each $ 2,172.97 1 pa.yments at $ 2,172.96 each $ 2,172.96 6 pay- ments at $ 2,172.97 each $ 13,037.82 2 payments at $ 2,218.29 each $ 4,436.58 (01- 18-13 through 09-15-14) TRUST- EE EXPENSES Trustee Fee $ 675.00 Certified Mailing Cost $ 111.25 Forbearance Agreement $ 350.00 Posting Cost $ 240.00 Recording Cost $159.00 TSG Guarantee Policy $ 847.86 Amount to reinstate on or before 09/15/14 $ 44,923.92 The sum owing on the obligation secured by the Deed of Trust is: Principal $214,918.33, together with inter- est as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other in' strument secured, and as are provided by statute. V The above-described real property will be sold to satisfy the expense of sale and the obligation se- cured by the Deed of Trust as provided by statute. The sale will be made without warranty, ex- press or implied regarding title, possession, or encumbrances on January 30, 2015: The default(s) referred to in paragraph III must be cured by January 19, 2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontin- ued and terminated if at any time on or before January 19, 2015, (11 days before the sale date) the default(s) as set forth in para- graph III is/are cured and the Trustee's fees and costs are paid. The sale may be termi- nated at any time after January' 19, 2015, (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guar- antor or the holder of any re- corded junior lien or encum- brance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. Vl A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: KAROL A. SAITO, 9511 W OWNBY DR, NINE MILE FALLS, WA, 99026 KAROL A. SAITO, PO BOX 141629, SPOKANE, WA, 99214- 1629 RESIDENT, 9511 W OWN- BY DR, NINE MILE FALLS, WA, 99026 SPENCER A. SAITO, 9511 W OWNBY DR, NINE MILE FALLS, WA, 99026 SPENCER A. SAITO, PO BOX 141629, SPOKANE, WA, 99214-1629 by both first class and certified mail on 08/13/2014, proof of which is in the possession of the Trustee; and on 8/13/2014, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a con- spicuous place on the real prop- erty described in paragraph I above, and the Trustee has pos- session of proof of such service or posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a state- ment of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatso- ever will be afforded an opportu- nity to be heard as to those ob- jections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORE- CLOSURE SALE OF YOUR HOME. You have only 20 days from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OT AN ATTORNEY LICENSED IN WASHINGTON NOW to access your situation and refer you to mediation if you eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in deter- mining your rights and opportuni- ties to keep house, you may contact the following: The state- wide foreclosure hotline for as- sistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894-HOME (1-877-894-4663) Web site: www.wshfc.org The United States Department of Housing and Urban Development: Tele- phone: 1-800-569-4287 Web site: www.hud.gov The statewide civil legal aid hotline for assis- tance and referrals to other hous- ing: Telephone: 1-800-606-4819 Web site: www.ocla.wa.g0v NO- TICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to pos- session of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by sum- mary proceeding under the Un- lawful Detainer Act, Chapter 59.12 RCW. Sale Information Line: 714-730-2727 or Website: http://www.lpsasap.com DATED: 9/15/14 PEAK FORECLOSURE SERVICES OF WASHINGTON, INC., AS TRUSTEE Smith Tow- er, 26th Floor, 506 Second Ave., Seattle, WA98104 By: Georgina Rodriguez, Trustee Sales Officer Address for Service of Process: Peak Foreclosure Services of Washington, Inc. 506 Second Ave Ste 2600 Seattle, WA 98104 (206) 682-0822 Address for Ac- count Inquiries: Peak Foreclo- sure Services, Inc. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 (818) 591-9237 A-4487940 01/01/2015, 01/22/2015 ill i[' i] I! il