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Thursday, April 28, 2011 NOTICE TO CREDITORS SUPERIOR COURT, STATE OF WASHINGTON, COUNTY OF SPOKANE NO. 11-4-00488-2 In Re the Estate of: EILEEN L. SIMPSON, Deceased The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limi- tations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative's attorney at the address stated below a copy of the claim and filing the original of the claim with the Court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty (30) days after the Personal Representative served or mailed the Notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) Four (4) months after the date of first publication of the Notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent's probate and nonprobate assets. DATE OF FIRST PUBLICATION: April 21, 2011 PERSONAL REPRESENTATIVE: LAURINDA P. SNOW Attorney for Personal Representative: BRIAN G. HIPPERSON Address for Mailing or Service: 1403 South Grand Blvd., Ste. 201 S Spokane, WA 99203 HENNESSEY, EDWARDS, HIPPERSON & REDMOND, P.S. 1403 South Gjand Blvd., Ste. 201-S Spokane, WA 99203 509-455-3713 telephone 509-455-3718 fax April 21, 28 and May 5, 2011 PROBATE NOTICE TO CREDITORS IN THE SUPERIOR cOURT OF WASHINGTON FOR SPOKANE COUNTY RCW 11.40.030 No. 11400445-9 In the Matter of the Estate of: ERNEST ALBERT CASTINO, Deceased. The personal representative named below has bee n appointed as personal represen- tative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limita- tions, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative's attorney at the address stated below, a copy of the claim and filing the original of the claim with the court in which the probate proceed- ings were commenced. The claim must be presented within the later of: (1") Thirty " days after the persona representahve served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice, If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.060. This bar is effective as to claims against both the decedent's probate and nonprobate assets. Date of first publication: April 14, 2011 Louis Catino, Personal Representative Address: c/o Law Office of Scott Miller 222 W. Mission, Suite 106 P.O. Box 8494 Spokane, WA 99203 LAW OFFICE OF SCOTT MILLER Scott Miller, Attorney for Estate, WSBA #31054 Law Office of Scott Miller 222 West Mission, Suite 106 Post Office box 8494 pokane, WA 99203 Telephone (509) 835-4117 Fax (509) 413-1821 Apd114, 21 and 28, 2011 NOTICE OF TRUSTEE'S SALE Pursu- ant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: 01-FWA-103804 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVIC- ES CORPORATION, will on May 6, 2011, at the hour of 10:00 AM, at THE SOUTH ENTRANCE OF THE SPOKANE COUNTY COURTHOUSE, 1116 W. BROADWAY AVE., SPOKANE, WA, sell at public auc- tion to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of SPOKANE, State of Washington: LOT 21, BLOCK 1, LIBERTY LAKE HEIGHTS ADDITION, AS PER PLAT RECORDED IN VOLUME 6 OF PLATS, PAGE 20, IN THE COUNTY OF SPOKANE, STATE OF WASHINGTON. Tax Parcel No: 55154.0121, commonly known as 104 NORTH MITCHELL DRIVE, LIBERTY LAKE, WA. The Property is subject to that certain Deed of Trust dated 11/8/2007, recorded 11/20/2007, under Auditor's/Recorder's No. 5613042, records of SPOKANE County, Washington, from FRANCIS BERTHOLIC, AN UNMARRIED MAN, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, A CALI- FORNIA CORPORATION, as Trustee, in favor of WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGN- EES, as Beneficiary, the beneficial inter- est in which is presently held by WELLS FARGO BANK, NA, ALSO KNOWN AS WACHOVIA MORTGAGE, A DIVISION OF WELLS FARGO BANK, NA, FORMERLY KNOWN AS WACHOVIA MORTGAGE, FSB, FORMERLY KNOWN AS WORLD SAVINGS BANK, FSB. II No action com- menced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.ill The default(s) for which this foreclosure is/ are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BE- CAME DUE ON 1/1/2009, AND ALL SUB- SEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears:Amount due asof February 4, 2011 Delinquent Payments from January 01,2009 12 payments at $1,246.43 each $14,957.16 1 payments at $1,320.61 each $1,320.61 13 payments at $1,688.55 each $21,951.15 (01-01-09 through 02-04-11) Late Charges: $1,647.88 Beneficiary Ad- vances: $270.00 Suspense Credit: $0.00 TOTAL: $40,146.80 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $223,972.59, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on May 6, 2011. The default(s) referred to in paragraph III must be cured by April 25, 2011 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued, and terminated if at any time on or before April 25, 2011, (11 clays before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after April 25, 2011, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or en- cumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or'Deed Of Trust, and curing all other defaults. VIA written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the follow- ing addresses:BART BERTHOLIC, 4042 -SOUTH BOWDISH SUITE 3, SPOKANE, WA, 99206 BRUCE R. BOYDEN, LAW OFFICES OF BRUCE R. BOYDEN, 621 WEST MALLON SUITE 607, SPOKANE, v,,  'z0' 'D:'OtOURkI gC/u,'rH'- WEI'L & OROURKE, 421 W RIVERSIDE AVE, SPOKANE, WA, 99201 FRANCIS BERTHOLIC, 104 NORTH MITCHELL DRIVE, LIBERTY LAKE, WA, 99019 FRANCIS BERTHOLIC, 4042 SOUTH BOWDISH SUITE 3, SPOKANE, WA, 99206 FRANCIS BERTHOLIC, 1225 NORTH ARGONNE RD STEA, SPOKANE VALLEY, W A, 99212 FRANCIS BER- THOLIC19116 EAST SPRAGUE AVENUE, SPOKANE VALLEY, WA, 99206 FRANCIS BERTHOLIC, P0 BOX 201 02, SPOKANE, WA, 99204 FRANCIS BERTHOLIC, 912 SOUTH BEST ROAD, SPOAKNE VALLEY, WA, 99037 FRANCIS BERTHOLIC, 59113 EAST 10TH AVENUE, SPOKANE VAL- LEY, WA, 99212 FRANCIS BERTHOLIC, 6502 CASCADE DRIVE SOUTHEAST, SNOHOMISH, WA, 98296 SPOUSE OF FRANCIS BERTHOLIC, 1225 NORTH ARGONNE ROAD SUITE A, SPOKANE VALLEY, WA, 99212 SPOUSE OF FRAN- CIS BERTHOLIC, 9116 E SPRAGUE AVE, SPOKANE VALLEY, WA, 99206 SPOUSE OF FRANCIS BERTHOLIC, P0 BOX 20102, SPOKANE, WA, 99204 SPOUSE OF FRANCIS BERTHOLIC, 912 SOUTH BEST RD, SPOAKNE VALLEY, WA, 99037 SPOUSE OF FRANCIS BERTHOLIC, 59113 EAST 10TH AVE, SPOKANE VAL- LEY, WA, 99212 SPOUSE OF FRANCIS BERTHOLIC, 6502 CASCADE DRIVE SE, SNOHOMISH, WA, 98296 SPOUSE OF FRANCIS'BERTHOLIC, 104 NORTH MITCHELL DR, LIBERTY LAKE, WA, 99019 SPOUSE OF FRANCIS BERTHO- LIC, 4042 SOUTH BOWDISH SUITE 3, SPOKANE, WA, 99206 TIMOTHYW. DURKOP, DURKOP LAW OFFICE, 2312 NORTH CHERRY SUITE 100, SPOKANE VALLEY, WA, 99216 by both first class and certified mail on 12/21/2010, proof of which is in the possession of the Trustee; and on 12/21/2010, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bid- ding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bid be required to pay the full amount of bid in cash, cashier's check, or cq check within one hour of the makinc bid. The Trustee whose name and are set forth below will provide in to anyone requesting it, a statemer costs and fees due at any time prio, sale. VIII The effect of the sale will bc prive the Grantor and all those who h through or under the Grantor of all c interest in the above described prop Anyone having any objection to the s any grounds whatsoever will be aft an opportunity to be heard as to objections if they bring a lawsuit to r the same pursuant to RCW 61.2 Failure to bring such a lawsuit may er will lis/her rtified of the tdress eriting t of all to the tode- )ld by, f their rty. IX de on )rded those strain ..130. result in a waiver of any proper grounds for invalidating the Trustee's Sale.X NC TO OCCUPANTS OR TENANTS Th chaser at the Trustee's Sale is entil possession of the property on the 20 following the sale, as against the G under the Deed of Trust (the owne anyone having an interest junior 1 Deed of Trust, including occupant,, are not tenants. After the 20th day f ing the sale the purchaser has the ri evict occupants who are not tenaf summary proceeding under Chapter RCW. For tenant-occupied properl purchaser shall provide a tenant witl ten notice in accordance with sectic this act. DATED: 1/31/2011 Effective REGIONAL TRUSTEE SERVICES PORATION Trustee By: KAREN JJ AUTHORIZED AGENT Address: 6" Avenue, Suite 500 Seattle, WA c Phone: (206) 340-2550 Sale Infi tion: www.rtrustee.com ASAP# 39t 04/07/2011,04/28/2011 fflCE .= pur- led to h day 'antor and the who )llow- h'c to tts by 59.12 t, the I writ- n 2 of Date: 3OR- MES 6 1st 104 )rma- )1411 NOTICE TO CREDITORS SUPERIOR COURT, STATE OF WASHINGTON, COUNTY OF SPOKANE NO. 11-4-00516-1 In Re the Estate of: MARY RITA ANDRE, Deceased The Personal Representative n med below has been appointed as Per;onal Representative of this estate. Any pq ;rson having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limi- tations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative's att0mey at the address stated below a copy O f the claim and filing the original of the clai m with the Court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty (30) days after the Personal Representative served or mailed the Notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) Four (4) months after the date of first publication of the Notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 1L40.060. This bar is effective as to claims against both the decedent's probate and nonprobate assets. DATE OF FIRST PUBLICATION: Apfit 28, 2011 PERSONAL REPRESENTATIVE: PATRICIA L. ELSER / Attorney for Personal Represent,tive: BRIAN G. HIPPERSON i / Address for Mailing or Service: i 1403 South Grand Blvd., Ste. 201 S Spokane, WA 99203 Law Offices of Hennessey, Edwards, Hipperson & Red- mond, P.S. 1403 South Grand BIvd., Ste. 201-S Spokane, WA 99203 509-455-3713 tel 509-455-3718 fax April 28, May 5 and 12, 2011 Notice of Trustee's Sale Pursuant To the Revised Code of Washington 61.24, et seq. File No. 10-0036621 NOTICE IS HEREBY GIVEN that the undersigned Trustee on May 06, 2011 at 10:00AM At the South entrance of the Spokane County Court- house, 1116 W. Broadway Ave., Spokane, WA 99201, State of Washington, (subject to any conditions imposed by the trustee to protect the lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the follow- ing described real property, situated in the county(ies) of Spokane, State of Washing- ton: Tax Parcel ID no.: 363241503 LOT 3, BLOCK 7, FIRST ADDITION TO LIDGER- WOOD PARK ADDITION, ACCORDING TO PLAT RECORDED IN VOLUME "F" OF PLATS, PAGE 11, IN THE CITY OF SPO- KANE, SPOKANE COUNTY, WASHING- TON. SITUATE IN THE COUNTY OF SPOKANE, STATE OF WASHINGTON. Commonly Known as: 1118 E WABASH, SPOKANE, WA 99207 which is subject to that certain Deed of Trust dated 08/23/200d, recorded on 09/04/2001 ,under Auditor's File No. 4628223 and Deed of Trust re- recorded on __, under Auditor's File No. __, records of Spokane County, Washing- ton from ELIZABETHA M. ROSENFELDT, AN UNMARRIED PERSON, as grantor, to PRLAP, INC., as Trustee, to secure an obligation in favor of BANK OF AMERICA, N.A., as beneficiary. It. No action com- menced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. II1. The Beneficiary alleges default of the Deed of Trust for failure to pay the follow- ing amounts now in arrears and/or other defaults: A. Monthly Payments $7,209.19 B. Late Charges $ 63.60 C. Beneficiary Advances $545.56 D. Suspense Balance $ 0.00 E. Other Fees $ 0.00 Total Arrears $7,818.35 F. Trustee's Expenses (Itemiza- tion) Trustee's Fee $540.00 "13tle Report 434.8 Statutory Mailings $911.6.5 Record- ing Fees $194.40 Publication $444.76 Posting $200.00 Total Costs $3,254.93 Total Amount Due: $11,073.28 Other po- tential defaults do not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categodesof common defaults, which do not involve payment of money to the Beneficiary. Opposite each such listed default is a bdef description of the action/ documentation necessary to cure the de- fault. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DE- FAULT ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments De- liver to Trustee written proof that all taxes and assessments against the property are paid current. Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist. Failure to insure prop- erty against hazard Deliverto Trustee written proof that the property is insured against hazard as required by the Deed of Trust. Waste Cease and desist from com- mitting waste, repair all damage to prop- erty and maintain property as required in Deed of Trust. Unauthorized sale of prop- erty (Due on Sale) Revert title to permitted vestee. IV. The sum owing on the obligation secured by the Deed of Tr(Jst is: Principal Balance of $29,351.14, together with inter- est as provided in the-note or other instru- ment secured from 09/13/2009 and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-de- scribed real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 05/06/2011. The default(s) referred to in paragraph Ill, together with any subse- quent payments, late charges, advances costs and fees thereafter due, must be cured by 04/25/2011 (11 days before the sale date), to cause a discontinuance of the sale. The sale wil be discontinued and terminated if at any time before the close of the Trustee's business on 04/25/2011 (11 days before the sale date), the defaults(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 04/25/2011 (11 days before the sate date), and before the sale by the Borrower, Grantor, and Guarantor or the holder of any recorded junior lien or encumbrance pay- ing the entire balance of principal and inter- est secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. Vl A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es) enclosed: ELIZABETHA M ROSENFELDT 1934 East Marshall Spokane, WA 99208-5466 ELIZABETHA M ROSENFELDT 7007 N Wiscomb St Apt 801 Spokane, WA 99208 ELIZABETHA M ROSENFELDT 1118 E WABASH SPOKANE, WA99207 ELIZA- BETHA M ROSENFELDT 1934 E MAR- SHALL AVE SPOKANE, WA 99207-5225 ELIZABETHA M ROSENFELDT 1934 East Marshall Spokane, WA 99208-5466 LARRY J WALKER 1934 East Marshall Spokane, WA 99208-5466 LARRY J' WALKER 7007 N Wiscomb St Apt 801 Spokane, W A 99208. LARRY J WALKER 1118 E WABASH SPOKANE, WA 99207 LARRY J WALKER PO BOX 7481 SPO- KANE, WA 99207-0481 LARRY J WALKER 7007 N WlSCOMB ST APT 801 SPOKANE, WA 99208-5466 LARRY J WALKER 1934 East Marshall Spokane, WA 99208-5466 by both first class and either certified mail; return receipt re- quested, or registered mail on 03/16/2010, proof of which !s in the possession of the Trustee; and on 03/17/2010 Grantor and BOrrower were personally served with said written notice of default orthe written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and inter- est in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be af- forded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TEN- ANTS - The purchaser at the Trustee's Sale is entitled to possession of the prop- erty on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occu- pants who are not tenants. After the 20th day following the sale the purchaser has the dght to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 and/or any applicable Federal law. DATED: 01/31/11 RECON- TRUST COMPANY N A. RENEE FRIED- MAN Its Asistant Secretary RECON- TRUST COMPANY N A. PO Box 10284 VanNuys CA 91410-0284 Phone (800)281 8219 Agent for service of process CT Corporation System 1601 West Bay Drive NW Ste 206 Olympia WA 98502 Phone (360)357-6794 Client BAC Home Loans Servicing LP File No 2010-36621 THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE THE DEBT SET FORTH ON THIS NOTICE WILL BE ASSUMED TO BE VALID UN- LESS YOU DISPUTE THE DEBT BY PROVIDING THIS OFFICE WITH AWRIT- TEN NOTICE OF YOUR DISPUTE WITHIN 30 DAYS OF YOUR RECEIPT OF THIS NOTICE SETTING FORTH THE BASIS OF YOUR DISPUTE IF YOU DIS- PUTE THE DEBT IN WRITING WITHIN 30 DAYS WE WILL OBTAIN AND MAIL VERIFICATION OF THE DEBT TO YOU IF THE CREDITOR IDENTIFIED IN THIS NOTICE IS DIFFERENT THAN YOUR ORIGINAL CREDITOR WE WILL PRO- VIDE YOU WITH THE NAME AND AD- DRESS OF THE ORIGINAL CREDITOR IF YOU REQUEST THIS INFORMATION IN WRITING WITHIN 30 DAYS ASAP# 3898498 04/07/2011, 04/28/2011 NOTICE TO CREDITORS SUPERIOR COURT, STATE OF WASHINGTON, COUNTY OF SPOKANE RCW 11.40.030 No. 11400512-9 In the Matter of the Estate of JACK D. SAAD, SR., Deceased. The Co-Personal Representatives named below have been appointed as Co-Per- sonal Representatives of this Estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise ap- plicable statute of limitations; present the claim in the manner as provided in RCW 11.40:070 by serving on or mailing to the Co-Personal Representatives or the Co- Personal Representatives' attorney at the address stated below a copy of the claim and filing the original of the claim with the Court in which the probate proceed- ings were commenced. The claim must be presented within the later of: 1) thirty (30) days after the Co-Personal Repre- sentatives served or.mailed the notice to the creditor as provided under RCW 11.40.020(1 )(c); or (2) four (4) months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent' s probate and nonprobate assets. DATE OF FIRST PUBLICATION: April 28, 2011 JACK D. SAAD, JR. PAUL M. SAAD Presented by: STAMPER RUBENS, P.S. By: ALAN L. RUBENS WSBA #12239 Attorney for the Estate West 720 Boone, Suite 200 Spokane, WA 99201 STAMPER RUBENS P.S. Attorneys at Law 720 West Boone, Suite 200 Spokane, WA 99201 (509) 326-4800 Fax: (509) 326-4891 April 28, May 5 and 12, 2011 NOTICE OF TRUSTEE'S SALE Pursu- ant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: 01-FEE-1051701 NOTICE IS HEREBY GIVEN that the undersigned Trustee, RE- GIONAL TRUSTEE SERVICES CORPO- RATION, will on May 6, 2011, at the hour of 10:00 AM, at THE SOUTH ENTRANCE OF THE SPOKANE COUNTY COURT- HOUSE, 1116 W. BROADWAY AVE., SPOKANE, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real an d personal property (hereafter referred to collectively as the "Property"), situated in the County of SPOKANE, State of Wash- ington: THE WEST4 FEET OF LOT6 AND ALL OF LOT 7 IN BLOCK 2 OF SOUTH- WOOD SUBDIVISION OF BLOCKS 2 AND 3 OF GARDEN PARK ADDITION, AS PER PLAT RECORDED IN VOLUME 7 OF PLATS, PAGE 25, RECORDS OF SPOKANE COUNTY AUDITOR; SITU- ATE IN THE COUNTY OF SPOKANE, STATE OF WASHINGTON.. Tax Parcel No: 35331-1309, commonly known as 2305 EAST 34TH AVENUE, SPOKANE, WA. The Property is subject to that certain Deed of Trust dated 2/13/2008, recorded Free Press Section 2 Page 7 2/21/2008, under Auditor's/Recorder's No. 5644137, records of SPOKANE County, Washington, from VERA C. STICKNEY, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor, to JOAN H. ANDERSON, EVP ON BEHALF OF FLAGSTAR BANK, FSB, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR WOODLAND HOME LENDING, LLC, as Beneficiary, the ben- eficial interest in which is presently held by EVERBANK. II No action'commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/1/2010, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of February 4, 2011 Delinquent Pay- ments from October 01,2010 5 payments at $1,022.71 each $ 5,113.55 (10-01-10 through 02-04-11 ) Late Charges: $ 221.05 Beneficiary Advances: $ 59.00 Suspense Credit: $ 0.00 TOTAL: $ 5,393.60 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $154,930.53, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above de- scdbed real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on May 6, 2011. The default(s) referred to in para- graph III must be cured by April 25, 2011 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 25, 2011, (11 days before' the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after April 25,2011, (11 days before, the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded ju- nior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VIA written Notice of De- fault was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: SPOUSE OF VERA STICKNEY, 2305 EAST 34TH AVENUE, SPOKANE, WA, 99223 VERA STICKNEY, 2305 .EAST 34TH AVENUE, SPOKANE, WA, 99223 by both first class and certi- fied mail on 1/3/2011, proof of which is in the possession of the Trustee; and on 1/3/2011, the Borrower and Grantor were persbd,lly Sei'vei:r with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bid- ding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all 'hose who hold by, through or under the C=rantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be ard as to those objections if they bring aawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such  law- suit may result in a waiver of any p'oper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TEN- ANTS The purchaser at the Trustee's Sale is entitled to possession of the propertyon the 20th day following the sale, as agairt the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including oc- cupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act.DATED: January 31, 2011 EffectiveDate: February 3, 2011 REGIONAL TRUSTEE SERVICES COR- PORATION Trustee By KAREN JAMES, AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: www.rtrustee.com ASAP# FNMA3903469 04/07/2011,04/28/2011 F PRESS www.cheneyfreepress.com (